Executive Liability

Executive Liability Insurance is a product that covers a broad range of exposures that company management whether public, private and non-profit might encounter. The most common risks are associated with directors & officers, employment practices, crime and dishonesty and fiduciary liability. These risks can, if not properly covered against can pose great financial harm to a company. You work hard to choose the right employees for your company to succeed but even then these issues can arise.

Directors and Officers Liability Insurance is meant to provide protection for the management team of your company in the event of a lawsuit while performing their duties as it relates to the company.

Employee Practices Liability insurance will provide protection for an employer from claims made by employees, former employees, or even potential employees. These usually include harassment and discrimination.

Crime Insurance can protect a company from loss of money, securities, or inventory resulting from crimes such as dishonesty, embezzlement, forgery, robbery, computer fraud, wire transfer fraud, or counterfeiting.

This coverage is designed to protect plan trustees, fiduciaries, directors, officers and organizations against lawsuits arising from claims of mishandling of employee pension and health & welfare plans.

Not every merger or acquisition goes smoothly; they can be fraught with disagreements over terms or outcomes during the discovery process. You need protection going in to ensure if all is not what was expected you will be covered.