Wholesale and distribution operations have many of the same physical damage and property coverage concerns as warehouse operations. In both cases, the value of both real property and stocks of merchandise is very high. Loss control and other techniques appropriate to the types of merchandise involved are needed. For these reasons, adequate and appropriate property insurance coverage is important.
The commercial automobile exposure can also be significant, based on the extensiveness of merchandise delivery. In addition, transportation or motor truck cargo insurance on the merchandise must also be arranged. Employee theft is always an issue and can be a significant exposure, depending on the type of property involved.
- Beverage Distributors
- Dry Goods
- Food Wholesalers
- Equipment Distributor