Commercial Lines

With the free trade agreement (NAFTA) in full force, we’ve seen a substantial increase of foreign investment from the US and Canada into Mexico; this in addition to the traditional investments from Europe and the Far East (Japan, Korea and China).

Our commercial lines department has the knowledge and expertise (of more than 25 years) to help your client’s needs with local admitted Mexican insurance for operations like: manufacturing, assembly, warehousing, hospitality, contractors, transportation, commercial auto, etc. We can arrange insurance for a single/specific project in Mexico to a full/complete manufacturing or course of construction operation. Also we have several markets for inter-country transportation of goods between the USA and Mexico.

The different insurance coverage’s we handle are as follows:

Property

Package policies for risks with physical locations in Mexico. Coverage includes All Risk (Mexican form) and Catastrophic Perils (Wind/Flood/Earthquake) available in all parts of Mexico. We can also obtain Business Interruption/Time Element coverage for either the Mexican entity, as well as the US/Foreign parent company (Contingent BI).

Casualty

Liability coverage for damages to Third Parties in Mexico (Mexican jurisdiction). Coverage includes Premises/Operations, Products/Completed Operations, Tenant’s/Fire Legal, etc. Other products available are: Excess auto liability, Pollution liability, Passenger liability, Professional liability, E&O, D&O and Liability with Worldwide jurisdiction (for suits outside Mexico).

Transit

Insurance for shipments (by air, land or water) to & from Mexico. Coverage can be provided by individual trip policies or annual policies subject to forecast/audit. Stand-alone transit policies are available, without any other supporting line of business.

Technical Lines

Includes coverage for: Course of Construction (COC/CAR), Contractors/Mobile equipment, Machinery & Equipment Installation, Boiler & Machinery Breakdown, EDP/Electronic equipment, Luminous signs & Glass breakage.

Crime

Crime exposures in Mexico can be covered with the following: Burglary, Money, Electronic Fraud, & Securities and Employee dishonesty.

Commercial Auto

Coverage for commercial vehicles in Mexico, either with foreign license plates (Tourist Auto) or with Mexican license plates (Resident auto). Blanket and fleet policies are available. We can also cover auto liability for commercial Mexican vehicles that cross into the USA (Non-Resident auto).