Private Client


Surmount Insurance Services; Recognizing the needs of clients with more complex personal insurance requirements and higher value sums insured, we offer our private clients service which provides a tailor made and flexible individualized approach.


We have the desire and experience to design, implement and manage your personal insurance program. A dedicated and experienced account manager will deliver a high quality and professional service based on the concept of “planned protection”.

A comprehensive review with your Surmount adviser uncovers your special needs and develops innovative, intelligent solutions and safeguards.
We will design and present you with a proposal for a program that suits your individual situation and offers you valuable suggestions and options for maximizing coverage and minimizing cost.
The importance of a superior underwriting presentation cannot be overstated. We will prepare a complete presentation to obtain the best terms for you from selected insurers.
Situations change and new opportunities arise. We provide continuous, proactive and confidential management of your personal insurance program.

We are committed to tailoring cover to our clients’ individual needs, which can include coverage for:

  • Personal Liability — primary and excess limits up to $100 million, not-for-profit liability, including directors’ and officers’ coverage
  • Property — high value, standard, secondary, condo, course of construction, rental property, domestic & foreign
  • Fine Arts and Collectibles
  • Jewelry
  • Wine Collections
  • Vehicles — high value, standard, collector, RV, snowmobile and motorcycle
  • Catastrophe Coverage — earthquake, wind and flood
  • Kidnap and Ransom
  • Identity Theft
  • Watercraft — yacht, small boat, sailboat and personal watercraft
  • Family Office Coverage
  • Clients
  • Workers Compensation for Domestic Employees
  • Employment Practice Liability for Domestic Employees
  • Aviation

Every Insurance agency knows that your car, your home, and your life all require protection. And any insurance company can provide you with a number. BUT, for us, it’s more than that. It’s about providing you with peace of mind at a rate you deserve.

Thanks, for the opportunity to serve you.

 
Private Client